FinGoal analyzes your spending to give you hyper-individualized advice built on the experience of other savvy consumers. There are plenty of apps out there that help you set a budget and alert you if you go over. But what they dont do is give you advice on how to actually save. ​FinGoal digs down into your transactions and gives you personalized advice for how to spend your money wiser so youre able to start saving. FinGoal uses Bank-Level 256-bit Encryption. We also never know your credit card number, username or password. Instead, we use Bank Communication Services trusted by your bank to download transactions.