FinGoal analyzes your spending to give you hyper-individualized advice built on the experience of other savvy consumers. There are plenty of apps out there that help you set a budget and alert you if you go over. But what they dont do is give you advice on how to actually save. FinGoal digs down into your transactions and gives you personalized advice for how to spend your money wiser so youre able to start saving. FinGoal uses Bank-Level 256-bit Encryption. We also never know your credit card number, username or password. Instead, we use Bank Communication Services trusted by your bank to download transactions.